Explain the Medicare Part A and Part B coverage differences.

• A. Part A covers outpatient services, physician services, and preventive care; Part B covers inpatient hospital and SNF care.
• B. Part A covers prescription drugs; Part B covers hospice care.
• C. Part A covers outpatient services; Part B covers inpatient hospital services.
• D. Part A covers inpatient hospital, skilled nursing facility, hospice; Part B covers outpatient services, physician services, and preventive care; Both are funded differently.

Answer: (D)

Medicare separates coverage into hospital insurance (Part A) and medical insurance (Part B). Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice, and some home health services. Part B covers outpatient services, physician services, and preventive care (along with other medically necessary services and equipment). The statement that aligns with this division and notes different funding for Parts A and B is the correct representation. For context, prescription drugs are generally covered under Part D (or through certain plans), not under Part A or Part B.