Medicaid eligibility is best described as which of the following?

• A. Means-tested for low-income individuals and families.
• B. Available to all citizens regardless of income.
• C. Only for seniors.
• D. Funded entirely by private premiums.

Answer: (B)

Medicaid eligibility is determined by income and other qualifying factors, making it a means-tested program designed to help low‑income individuals and families, as well as pregnant people, children, people with disabilities, and the elderly who meet state-specific limits. It is a joint federal‑state program; while federal guidelines set minimum criteria, states can expand or narrow eligibility within those rules. Because of this structure, Medicaid is not available to all citizens regardless of income, and it is not funded entirely by private premiums; funding comes from both federal and state governments, with some costs borne by enrollees in certain programs.