Which groups are covered by the Health Insurance Organization (HIO) in Egypt?

• A. All governmental employees, certain public and private sector employers, retirees, and widows
• B. Tourists and short-term visitors
• C. Only private sector workers
• D. Children under age 5

Answer: (A)

The main idea here is understanding who benefits from Egypt’s Health Insurance Organization. The system is designed to cover a broad set of people tied to employment and social protection, not just a narrow group. It includes governmental employees, certain employers in the public and private sectors that participate in the scheme, as well as retirees and widows. This reflects how health insurance in many countries is linked to formal employment and ongoing eligibility for retired or surviving beneficiaries.

Tourists and short-term visitors aren’t covered by this national health insurance program, so that option doesn’t fit. The coverage isn’t limited only to private sector workers, since government employees are explicitly included. And it isn’t restricted to children under five, because the plan extends to adults who are part of the described employment and survivor groups.